3960 W Hemlock Street

Oxnard, CA
$ 2,649,000 Beds 4 Baths 3 Sq 2,700 Virtual Tour
Monthly Estimate* How much can I afford?

Luxury Waterfront Living in Mandalay Bay - South-Facing with Private Dock & Designer Finishes Welcome to 3960 W Hemlock St - a rare opportunity to own a highly sought-after, south-facing waterfront home in the heart of Mandalay Bay. This beautifully updated 4-bedroom, 3-bathroom single-family residence offers 2,700 sq ft of upscale coastal living, complete with a 40' private dock easement right outside your door - perfect for boaters and water lovers alike.Step inside to find a stunning, move-in ready interior, recently renovated from top to bottom with high-end finishes, designer lighting, fresh paint inside and out (including deck and dock), and brand-new ZLINE stainless steel appliances in a gourmet chef's kitchen. Ideal for entertaining, the open-concept layout features spacious living areas filled with natural light and harbor views throughout. On the main floor, you'll find a rare first-floor bedroom and full bath - ideal for guests, in-laws, or a home office. Upstairs, the primary suite is a true retreat, boasting serene water views, a large glass-paneled balcony, and a luxurious ensuite bathroom. Two additional generously sized bedrooms and a full bath complete the upper level. Enjoy modern comfort with central A/C - a rare and valuable upgrade in the area. Whether you're relaxing on your private deck, watching boats glide by, or hosting sunset cocktails, this home epitomizes the laid-back luxury of coastal California living.Located in the Channel Islands Harbor, you're just minutes from the #1 rated beach in California, local dining, water activities, yacht clubs, and shops - all while being an hour from Los Angeles and 30 minutes from Santa Barbara. What truly sets this home apart? There is NO MELLO-ROOS and an ultra-low OPTIONAL HOA. The Channel Islands Waterfront Homeowners Association (CIWHA - channelislandsca.com) is $50 annually, there is a $75 transfer fee and approximately $600 annual waterways assessment. Buyers to independently verify the accuracy of all information. Don't miss your chance to live the harbor lifestyle you've always dreamed of. Schedule your private showing today.Buyers to independently verify the accuracy of all information.

Active

  • Price
  • $ 2,649,000
  • City
  • Oxnard
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • VENTURA
  • Half Bathrooms
  • 0
  • Area
  • Oxnard - Port Hueneme Beaches
  • Lot Size
  • 0.0918 Acres
  • Zip
  • 93035
  • Sqr Footage
  • 2,700
  • Year Built
  • 1978
  • Style
  • SingleFamilyResidence
  • MLS#
  • V132258
Listed By: Arlene Beckwith with KellerWilliamsWestVenturaCount;
Data Source: California Regional MLS (CRMLS)

Features

General

Living Area 2700.0
Sewer PublicSewer
Heating Central
Cooling CentralAir
Appliances GasOven,Refrigerator
HOA Fee 50.0
Garage Spaces 2.0
Pool Features None,Association
Security Features GatedWithGuard
Year Built 1978
View Marina,Water
Stories Count 2
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features DockAccess,NavigableWater,OceanAccess,Seawall
Community Features Biking,Curbs,Fishing,Gutters,StormDrains,StreetLights,Marina
Assoc Fee Paid Per Annually
County Ventura
New Construction No
Property Type Residential
Association Amenities Clubhouse,Dock,FitnessCenter,MeetingRoom,MeetingBanquetPartyRoom,Barbecue,PicnicArea,Playground,Pool,Sauna,SpaHotTub,Trails
HOA Yes
Attached Garage Yes
Subdivision Name Mandalay Bay 3 - 190403
Facing Direction North
Garage Y/N Yes
Full Baths 3
Special Listing Conditions Standard
Status Active
Directions Victoria Ave south from 101 freeway. Right at W. Hemlock St. Home is on left.
City Oxnard
Association Name Channel Islands Waterfront Homeowners Association
Senior Community Y/N No
MLS Area VC32 - Oxnard - Port Hueneme Beaches
Lot Size Units SquareFeet
Lot Size Square Feet 4000.0
Carport Y/N No
Listing Terms Cash,Conventional
Spa Features None
Property Attached Y/N No
Land Lease Y/N No
Home Warranty Y/N No
Lease Renewal Y/N No
Additional Parcels Y/N No
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Living Area Units SquareFeet
Standard Status Active
Occupancy Type Owner
Year Built Source PublicRecords
Property Sub Type Additional SingleFamilyResidence
MobileHomeRemainsYN No
PostalCity OXNARD

Interior Features

Interior Amenities Balcony,GraniteCounters,HighCeilings,InLawFloorplan,LivingRoomDeckAttached,BedroomOnMainLevel,PrimarySuite
Fireplace Features LivingRoom
Total Stories 2
Common Walls NoCommonWalls
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Laundry Features Inside
Total Bedrooms 4
Main Level Bedrooms 1
Main Level Bathrooms 1
LivingAreaSource PublicRecords
Total Baths 3

Exterior Features

Exterior Amenities Barbecue,BoatSlip,Dock
Lot Features SprinklersNone
Water Source Public
Total Parking 2.0
Lot Size Area 4000.0
Spa No
Lot Size Acres 0.0918
Private Pool No
Lot Size Source PublicRecords
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Temecula, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/10/2025 Listed $2,749,000
9/17/2025 2% - $2,699,000
10/16/2025 2% - $2,649,000

Property vs Zip Code Average in 93035

Price
AVG $2.16M
$2.65M
Year Built
AVG 1986
1978
Visits
AVG 99
51
Data Provided by Inside Real Estate®

3960 W Hemlock Street Oxnard, CA is a Single Family Home for sale at $2649000 with 2700 sqft and a lot size of 0.0918 Acres Acre(s). 3960 W Hemlock Street Oxnard has 4 bedrooms, 3 baths and was built in 1978. The property's zip code is 93035 which is in Oxnard, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.